analyze and defend a point of view on a current political issue;

Developing and sustaining foundational language skills: listening, speaking, reading, writing, and thinking--self-sustained reading. The student reads grade-appropriate texts independently. The student is expected to self-select text and read independently for a sustained period of time.

Personal financial literacy. The student applies mathematical process standards to develop an economic way of thinking and problem solving useful in one's life as a knowledgeable consumer and investor. The student is expected to:

analyze and evaluate the validity of information, arguments, and counterarguments from primary and secondary sources for bias, propaganda, point of view, and frame of reference; and

Comprehension skills: listening, speaking, reading, writing, and thinking using multiple texts. The student uses metacognitive skills to both develop and deepen comprehension of increasingly complex texts. The student is expected to:

solve real-world problems comparing how interest rate and loan length affect the cost of credit;

evaluate government data using charts, tables, graphs, and maps.

establish purpose for reading assigned and self-selected texts;

Social studies skills. The student communicates in written, oral, and visual forms. The student is expected to:

calculate the total cost of repaying a loan, including credit cards and easy access loans, under various rates of interest and over different periods using an online calculator;

generate questions about text before, during, and after reading to deepen understanding and gain information;

explain how small amounts of money invested regularly, including money saved for college and retirement, grow over time;

use social studies terminology correctly; and

make and correct or confirm predictions using text features, characteristics of genre, and structures;

create mental images to deepen understanding;

calculate and compare simple interest and compound interest earnings;

create written, oral, and visual presentations of social studies information using effective communication skills, including proper citations and avoiding plagiarism.

identify and explain the advantages and disadvantages of different payment methods;

make connections to personal experiences, ideas in other texts, and society;

Social studies skills. The student uses problem-solving and decision-making skills, working independently and with others. The student is expected to use problem-solving and decision-making processes to identify a problem, gather information, list and consider options, consideradvantages and disadvantages, choose and implement a solution, and evaluate the effectiveness of the solution.

analyze situations to determine if they represent financially responsible decisions and identify the benefits of financial responsibility and the costs of financial irresponsibility; and

make inferences and use evidence to support understanding;

estimate the cost of a two-year and four-year college education, including family contribution, and devise a periodic savings plan for accumulating the money needed to contribute to the total cost of attendance for at least the first year of college.

evaluate details read to determine key ideas;

synthesize information to create new understanding; and

monitor comprehension and make adjustments such as re-reading, using background knowledge, asking questions, and annotating when understanding breaks down.

Response skills: listening, speaking, reading, writing, and thinking using multiple texts. The student responds to an increasingly challenging variety of sources that are read, heard, or viewed. The student is expected to:

describe personal connections to a variety of sources, including self-selected texts;

write responses that demonstrate understanding of texts, including comparing and contrasting ideas across a variety of sources;

use text evidence to support an appropriate response;

retell, paraphrase, or summarize texts in ways that maintain meaning and logical order;

interact with sources in meaningful ways such as notetaking, annotating, freewriting, or illustrating;

respond using newly acquired vocabulary as appropriate; and

discuss specific ideas in the text that are important to the meaning.

Multiple genres: listening, speaking, reading, writing, and thinking using multiple texts--literary elements. The student recognizes and analyzes literary elements within and across increasingly complex traditional, contemporary, classical, and diverse literary texts. The student is expected to:

infer multiple themes within a text using text evidence;

analyze the relationships of and conflicts among the characters;

analyze plot elements, including rising action, climax, falling action, and resolution; and

analyze the influence of the setting, including historical and cultural settings, on the plot.

Mathematical process standards. The student uses mathematical processes to acquire and demonstrate mathematical understanding. The student is expected to:

Multiple genres: listening, speaking, reading, writing, and thinking using multiple texts--genres. The student recognizes and analyzes genre-specific characteristics, structures, and purposes within and across increasingly complex traditional, contemporary, classical, and diverse texts. The student is expected to:

apply mathematics to problems arising in everyday life, society, and the workplace;

demonstrate knowledge of distinguishing characteristics of well-known children's literature such as folktales, fables, legends, myths, and tall tales;

use a problem-solving model that incorporates analyzing given information, formulating a plan or strategy, determining a solution, justifying the solution, and evaluating the problem-solving process and the reasonableness of the solution;

explain the use of sound devices and figurative language and distinguish between the poet and the speaker in poems across a variety of poetic forms;

select tools, including real objects, manipulatives, paper and pencil, and technology as appropriate, and techniques, including mental math, estimation, and number sense as appropriate, to solve problems;

explain structure in drama such as character tags, acts, scenes, and stage directions;

communicate mathematical ideas, reasoning, and their implications using multiple representations, including symbols, diagrams, graphs, and language as appropriate;

recognize characteristics and structures of informational text, including:

create and use representations to organize, record, and communicate mathematical ideas;